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The best pharmacy purchases are built on understanding the whole business, not just the numbers. When you're buying a pharmacy, it's natural to focus on the financial performance. Turnover, profitability, prescription volume and EBITDA are all important measures, and they will play a significant role in both the valuation and your funding application. However, the numbers only tell part of the story. At FTA Finance, we've worked with pharmacy buyers across the UK and one thin

FTA Finance has continued its strong momentum through the third quarter of 2026, submitting 76 new funding applications totalling £69,894,450 in the three months to 30th September. Dental remained our largest sector, with 54 new cases submitted totalling £54,792,650. We're delighted to report that every one of these funding proposals was approved, a 100% approval rate that reflects both the quality of the practices we work with and the care our team puts into preparing each a

Buying the practice is only the beginning. What you do next can shape the future of your business. Buying your first dental practice is a huge achievement. After months of searching, negotiating, securing finance, and completing the purchase, it can feel like you've reached the finish line. In reality, you've just reached the starting line. The first few months of ownership are some of the most important in the life of any business. The decisions you make during this period c

Why staying with the same loan could be costing your business more than you realise For many business owners, borrowing becomes something that simply runs in the background. Once the original purchase or refinance has been completed, the monthly repayments become part of the routine and often go untouched for years. But the lending market is constantly evolving. Interest rates change, lender appetite shifts, and new products enter the market. A funding package that looked com

A refinance isn't simply about a lower interest rate. The right structure can transform cashflow and fund the next stage of growth. FTA Finance are delighted to have recently completed a significant £12.9 million refinance for an established and growing group of nine dental practices. Like many groups that have expanded over a number of years, the borrowing had been built up gradually rather than designed as a whole. Facilities were spread across a combination of leasehold an

The best purchases are made with your head as well as your heart Buying your first dental practice is an exciting milestone. After years of working as an associate, the opportunity to own your own practice represents independence, greater financial potential, and the chance to build something that reflects your own values and ambitions. It's also one of the biggest financial decisions you'll ever make. At FTA Finance, we often see first-time buyers become emotionally invested

The right funding structure can shape the success of your ownership journey For many pharmacy buyers, the early focus is understandably on finding the right business. Location, prescription volume, staffing, local competition, and future potential often dominate the conversation. But one of the biggest mistakes we see at FTA Finance is buyers concentrating purely on the acquisition itself, without fully considering how the finance structure behind the purchase will impact the

Ignoring the problem won't make it disappear, but taking action now can help you move forward If the 31st July Self-Assessment tax deadline has come and gone and your payment is still outstanding, you're not alone. For many business owners and self-employed professionals, the summer months are an expensive time of year. Holidays, seasonal spending, investment in the business, and day-to-day operating costs can all put pressure on cashflow, making it difficult to find the fund