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The best purchases are made with your head as well as your heart Buying your first dental practice is an exciting milestone. After years of working as an associate, the opportunity to own your own practice represents independence, greater financial potential, and the chance to build something that reflects your own values and ambitions. It's also one of the biggest financial decisions you'll ever make. At FTA Finance, we often see first-time buyers become emotionally invested

Why now could be the right moment to step into ownership. If you’ve ever thought about owning a pharmacy, there’s never been a better time to turn ambition into action. The start of a new year brings renewed focus, and for many pharmacists, 2026 could be the year you make the leap into ownership. From greater professional independence to long-term financial security, owning your own pharmacy gives you the ability to shape your future and lead on your terms. And with more ph

With January nearly behind us, many pharmacists are still considering whether this is the right year to take that next step into pharmacy ownership. If you’re one of them, you’re not too late. But now is the moment to move from exploration to execution. At FTA Finance, we’ve seen a surge in interest from first-time buyers already this year. Lenders remain highly supportive of the Pharmacy sector, and a growing number of pharmacies are becoming available as existing owners loo

Why now could be the window of opportunity you’ve been waiting for After several years of rising rates and financial caution, 2025 has brought some long-awaited news: interest rates are beginning to fall. So what does this mean if you’re thinking about buying a dental practice this year? Lower cost of borrowing A reduction in the Bank of England base rate means many lenders are offering more competitive terms on commercial loans. That could mean lower monthly repayments or th

In the past many dental professionals have opted to take indemnity cover with discretionary indemnity providers such as the DDU, Dental Protection and MDDUS which provide occurrence based indemnity rather than the traditional insurance markets which provide cover on a claims made basis. The reason for dental professionals opting for the occurrence based indemnity is that as long as they had cover in place at the time when the treatment was provided then cover will always appl

For many, owning their own practice is the natural next step in their professional journey. More independence, better long-term financial rewards and ultimately in control of their own destiny. If you’ve been thinking about practice ownership, 2026 could be the year to take action. Market conditions are shifting, opportunities are opening up, and with the right guidance, buying your first practice may be more achievable and affordable than you think. At FTA Finance, we work w

Potential purchasers, both first time buyers and existing practice owners, often ask if there’s any truth in the rumours about the difficulties in obtaining funding for a private practice purchase. Without doubt, it’s not as easy nowadays as it used to be to secure funding, but contrary to popular belief, the banks are actively lending to the dental profession and are just as happy lending on private practice purchases as they would be on NHS and Mixed Practices. And the figu

As January draws to a close, many dentists are still weighing up whether 2026 is the right year to become a practice owner. If that sounds like you, here’s some good news: it’s not too late to get started, but now’s the time to move from thinking to planning. At FTA Finance, we’ve already seen a spike in enquiries from first-time buyers this month. Lenders are keen to support dentists, and more practices are hitting the market as owners prepare for exit. If ownership is part