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Buying the business is only the beginning - protecting cashflow is what keeps it successful When buyers focus on acquiring a business, most of the attention naturally goes towards the purchase price. Negotiating the deal, securing funding, and completing the transaction tend to dominate the process. But one of the most common mistakes we see at FTA Finance are buyers concentrating so heavily on “getting the deal done” that they overlook one of the most important parts of owne

More than just finding a loan – helping you make the right financial decisions Many people assume a finance broker simply “finds a loan.” In reality, that is only a small part of what we do and often the most straightforward part. At FTA Finance, we act as your strategic partner throughout the entire funding process. Our role is to help you secure not just finance, but the RIGHT finance for your situation, your plans, and your long-term goals. Our involvement starts well befo

Good financial management is not about avoiding tax - it is about avoiding unnecessary pressure For many business owners and self-employed professionals, the 31st July tax deadline arrives quicker than expected each year. What initially feels comfortably in the distance suddenly becomes very real once summer holidays, rising costs, and day-to-day business pressures begin competing for attention alongside a significant payment due to HMRC. At FTA Finance, we regularly see the

Looking beyond the headline rate could save you far more in the long run When buying a pharmacy, it’s completely understandable that buyers focus heavily on interest rates. After all, borrowing is one of the largest financial commitments you’ll make, and naturally everyone wants the “best deal.” But one of the biggest misconceptions we see at FTA Finance is the assumption that the lowest interest rate automatically means the best funding option. In reality, the right loan is

The things that matter most are not always the things buyers focus on first For most first-time dental buyers, the focus naturally starts with the practice itself. The location, the surgeries, the team, the patient base, and the potential all tend to dominate the early conversations. But one of the biggest mistakes we see at FTA Finance is buyers concentrating solely on finding the “right” practice, without giving enough thought to how the funding process itself can shape the

Buying your first pharmacy is one of the most significant financial decisions you will make and getting it wrong can be both costly and stressful. It represents a major step forward in your career, moving from employee or locum into business ownership. You are no longer responsible solely for clinical delivery, but also for financial performance, team management, and long-term growth. At FTA Finance, we support first-time pharmacy buyers every day. The individuals who succeed

Because the lowest interest rate isn’t always the best deal When you’re looking to finance the purchase of a dental or pharmacy business or indeed any healthcare business, you will likely receive multiple lending offers. But how do you know which one is genuinely the best? Hint: it’s not always the one with the lowest interest rate….. At FTA Finance, we help healthcare professionals decode the small print and choose funding that supports long-term success, not just short-term

What Lenders Need and How to Get It Right First Time Securing funding is not about doing more it is about providing the right information, in the right way. One of the most common misconceptions is that you need to build and present the finance application yourself. In reality, that is not how the most successful applications are put together and it is rarely how you achieve the best outcome. At FTA Finance, we prepare and present the entire application on your behalf. Our ro