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Understanding your options before you buy or invest in a practice Whether you’re buying your first dental practice, expanding your business, or looking to invest in new equipment, chances are you’ll need some form of commercial finance to make it happen. But not all finance is created equal. Choosing the right type of borrowing can affect everything from your monthly cashflow to your tax efficiency and long-term growth. At FTA Finance, we specialise in securing tailored fundi

Your step-by-step guide to becoming finance-ready and in control Buying your first dental practice is one of the most exciting steps in your professional journey but it’s also one of the most financially significant. The good news? The earlier you prepare, the better your position will be. At FTA Finance, we advise hundreds of dentists each year. If you’re hoping to buy a practice in the next 12 months, here’s what you should be doing now to make the process smoother, faster,

How to position yourself for approval and secure the best deal Buying your first dental practice is an exciting milestone, but unless you’re buying it outright, you’ll need funding. And in today’s competitive lending environment, how you present yourself to lenders can make all the difference. At FTA Finance, we work closely with buyers and lenders across the healthcare sector. Here’s what banks and specialist lenders are really looking for when assessing first-time dental pr

When assessing a dental practice purchase, lenders are not just looking at the headline price. Their decision is driven by affordability, sustainability, scope for growth and ultimately how well the Practice is set up for long-term success. Understanding what lenders really care about allows buyers to sense-check opportunities early and avoid wasting time on proposals that are unlikely to be funded. Cash is king At the heart of every lending decision is cash flow. Lenders wan

Get your first purchase right with smart planning and financial insight Buying your first pharmacy is a major milestone, but it also comes with its fair share of complexity. From funding and legal work to business planning and compliance, the journey can feel overwhelming if you’re not fully prepared. At FTA Finance, we’ve helped hundreds of pharmacy professionals secure funding for their first purchase. Over time, we’ve seen the same avoidable mistakes crop up again and agai

What you don’t know can cost you – here’s how to get it right from day one Buying your first dental practice is an exciting milestone, but it’s also a steep learning curve. With so much focus on finding the right practice, it’s easy to overlook some of the most important financial and strategic details. At FTA Finance, we’ve worked with hundreds of first-time buyers and we’ve seen what separates the smooth journeys from the stressful ones. Here are the five most common mistak

Strategic borrowing today could boost your sale value tomorrow If you’re planning to sell your dental practice in the next few years, your instinct might be to avoid new financial commitments. But in many cases, a smart financing decision now can actually increase the value and appeal of your practice and leave you in a stronger position when it’s time to exit. Here’s how: Invest in upgrades that improve valuation Modern equipment, refurbished interiors, or digital systems no

Why now could be the window of opportunity you’ve been waiting for After several years of rising rates and financial caution, 2025 has brought some long-awaited news: interest rates are beginning to fall. So what does this mean if you’re thinking about buying a dental practice this year? Lower cost of borrowing A reduction in the Bank of England base rate means many lenders are offering more competitive terms on commercial loans. That could mean lower monthly repayments or th