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Buying the business is only the beginning - protecting cashflow is what keeps it successful When buyers focus on acquiring a business, most of the attention naturally goes towards the purchase price. Negotiating the deal, securing funding, and completing the transaction tend to dominate the process. But one of the most common mistakes we see at FTA Finance are buyers concentrating so heavily on “getting the deal done” that they overlook one of the most important parts of owne

Good financial management is not about avoiding tax - it is about avoiding unnecessary pressure For many business owners and self-employed professionals, the 31st July tax deadline arrives quicker than expected each year. What initially feels comfortably in the distance suddenly becomes very real once summer holidays, rising costs, and day-to-day business pressures begin competing for attention alongside a significant payment due to HMRC. At FTA Finance, we regularly see the

Looking beyond the headline rate could save you far more in the long run When buying a pharmacy, it’s completely understandable that buyers focus heavily on interest rates. After all, borrowing is one of the largest financial commitments you’ll make, and naturally everyone wants the “best deal.” But one of the biggest misconceptions we see at FTA Finance is the assumption that the lowest interest rate automatically means the best funding option. In reality, the right loan is

The things that matter most are not always the things buyers focus on first For most first-time dental buyers, the focus naturally starts with the practice itself. The location, the surgeries, the team, the patient base, and the potential all tend to dominate the early conversations. But one of the biggest mistakes we see at FTA Finance is buyers concentrating solely on finding the “right” practice, without giving enough thought to how the funding process itself can shape the

Set yourself up for success with these essential steps… Buying your first dental practice is an exciting leap, but when it comes to securing funding, many first-time buyers feel out of their depth. Lenders look for confidence, clarity, and a compelling case — and that starts long before the application form. Here are 10 top tips to help you approach funding the right way and maximise your chances of success: Start with a financial health check Before approaching any lender, t

Upgrade your practice without compromising your cashflow A modern, welcoming, and fully equipped dental practice doesn’t just look good — it plays a major role in patient experience, staff morale, and business growth. But refurbishing a practice, whether cosmetic or structural, can be expensive. And without a solid financing plan, costs can quickly spiral or eat into vital cash reserves. Why refurbishment is more than just a facelift Refurbishing your practice is an investmen

Better decisions start with better visibility In the world of pharmacy, precision, regulation, and professionalism are everything. You wouldn’t advise a patient without first reviewing their full medical history – so why treat your finances any differently? Whether you’re a newly qualified pharmacist, a locum, or running your own pharmacy, taking time to review your financial situation – even at a basic level – can make a meaningful difference to your long-term financial well

Better decisions start with better visibility In the world of dentistry, precision is everything. You wouldn’t carry out a treatment plan without first assessing the patient’s full oral health – so why treat your finances any differently? Whether you’re an associate, a first-time buyer, or an experienced principal, taking time to review your financial situation – even just a basic overview – can significantly improve your long-term financial wellbeing. And here’s the best par