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The Power of a Simple Financial Review: Why Every Pharmacist Should Take Stock
Better decisions start with better visibility In the world of pharmacy, precision, regulation, and professionalism are everything. You wouldn’t advise a patient without first reviewing their full medical history – so why treat your finances any differently? Whether you’re a newly qualified pharmacist, a locum, or running your own pharmacy, taking time to review your financial situation – even at a basic level – can make a meaningful difference to your long-term financial well


The Power of a Simple Financial Review: Why Every Dentist Should Take Stock
Better decisions start with better visibility In the world of dentistry, precision is everything. You wouldn’t carry out a treatment plan without first assessing the patient’s full oral health – so why treat your finances any differently? Whether you’re an associate, a first-time buyer, or an experienced principal, taking time to review your financial situation – even just a basic overview – can significantly improve your long-term financial wellbeing. And here’s the best par


Revamping Your Dental Practice? Here’s How to Finance It Smartly
Upgrade your practice without compromising your cashflow A modern, welcoming, and fully equipped dental practice doesn’t just look good — it plays a major role in patient experience, staff morale, and business growth. But refurbishing a practice, whether cosmetic or structural, can be expensive. And without a solid financing plan, costs can quickly spiral or eat into vital cash reserves. Why refurbishment is more than just a facelift Refurbishing your practice is an investmen
Why First-Time Buyers Need Independent Financial Advice from Day One
Set yourself up for success with expert commercial finance guidance Buying a dental or pharmacy business for the first time is an exciting step – but it’s also one of the biggest financial commitments you’ll ever make. And just as clinical success relies on precision and planning, your business journey also needs a solid financial foundation. That’s why getting the right advice from the very beginning isn’t just helpful – it’s crucial. Why early financial advice matters Most
Professional Indemnity/Practice Insurance
In the past many dental professionals have opted to take indemnity cover with discretionary indemnity providers such as the DDU, Dental Protection and MDDUS which provide occurrence based indemnity rather than the traditional insurance markets which provide cover on a claims made basis. The reason for dental professionals opting for the occurrence based indemnity is that as long as they had cover in place at the time when the treatment was provided then cover will always appl
Are the banks lending to the Dentistry sector?
Potential purchasers, both first time buyers and existing practice owners, often ask if there’s any truth in the rumours about the difficulties in obtaining funding for a private practice purchase. Without doubt, it’s not as easy nowadays as it used to be to secure funding, but contrary to popular belief, the banks are actively lending to the dental profession and are just as happy lending on private practice purchases as they would be on NHS and Mixed Practices. And the figu
Revamping Your Pharmacy? Here’s How to Finance It Smartly
Upgrade your premises without compromising your cashflow A clean, modern, and fully equipped pharmacy does far more than create a good first impression – it plays a major role in patient confidence, staff morale, and business performance. But refurbishing a pharmacy, whether it’s a full redesign or a simple refresh, can be costly. Without a clear financing strategy, expenses can quickly spiral or drain essential cash reserves. Why a refurbishment is more than just a facelift
Reflecting on 2024 and Looking Ahead to 2025
As we approach the festive season, it’s a perfect time to reflect on the year gone by and look forward to what’s ahead. 2024 marked a significant milestone for FTA Finance, as we celebrated our 20th anniversary. Over the past two decades, we’ve proudly supported nearly 3,000 clients in achieving their dreams of business ownership. This year has been particularly busy for our team, with 256 funding proposals submitted to our panel of lenders. We’re thrilled to report that 96%
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