Why Getting Pre-Approved Funding Can Give You a Competitive Edge

Move faster, negotiate better, and buy with confidence

If you’re thinking about buying a dental practice, you already know it’s a competitive market. The best practices – the ones in great locations, with strong turnover and growth potential – attract serious interest, often from multiple buyers.

In this environment, getting pre-approved for finance isn’t just a nice-to-have – it’s your competitive advantage.

Here’s why smart buyers are getting their funding in place before they make an offer.

1. You’ll be taken more seriously by sellers and agents

When sellers are choosing between multiple offers, they favour buyers who are finance ready. Having pre-approval from a lender or broker clearly shows you are genuinely interested and, in a position to move swiftly. It also sets you apart as a serious buyer, not just someone testing the waters.

2. You can move quickly when the right practice appears

Practices can be snapped up fast – and if you’re still scrambling to start the funding process, you might miss out altogether. Pre-approval allows you to act decisively and get ahead of slower buyers. Speed can be the difference between securing the practice and watching it go to someone else.

3. You’ll know exactly what you can afford

Many first-time buyers make offers without a clear understanding of their true borrowing capacity. Pre-approval removes the guesswork and helps you focus only on practices that are financially viable. It also strengthens your negotiating position because you know where you stand.

4. It makes the rest of the process smoother

With your funding strategy already mapped out, you’ll avoid unnecessary delays during the legal, financial, and due diligence stages. It also helps you plan better for associated costs like legal fees, fit-out work, or equipment upgrades. Less stress. More clarity. Faster results.

5. You’ll present a stronger case to lenders

Starting early gives you time to build a strong application with the help of a specialist broker rather than rushing through paperwork when a deadline looms.

FTA Finance works with buyers to present their case in the best possible light giving you access to the most competitive and flexible funding terms available.

Ready to make your move?
At FTA Finance, we specialise in supporting dental professionals through every step of the buying journey. We’ll help you get pre-approved funding, compare lenders across the whole market, and give you the edge you need to secure the right practice.

Speak to us today and get finance-ready before your perfect practice hits the market.