Set yourself up for success with expert commercial finance guidance
Buying a dental or pharmacy business for the first time is an exciting step – but it’s also one of the biggest financial commitments you’ll ever make. And just as clinical success relies on precision and planning, your business journey also needs a solid financial foundation. That’s why getting the right advice from the very beginning isn’t just helpful – it’s crucial.
Why early financial advice matters
Most first-time buyers don’t come from a business background. You might be an excellent clinician, but navigating commercial lending, financial structures, and loan terms is another matter entirely. Without expert guidance, it’s easy to make expensive mistakes – overpaying on interest, locking into inflexible terms, horrendous post drawdown covenants or simply failing to present yourself as a credible buyer to lenders.
By working with an independent commercial finance broker, you’re tapping into expertise that puts you in the strongest possible position from day one.
What makes an independent broker different?
Unlike a bank manager who can only promote that bank’s products, an independent broker like FTA Finance has access to the whole market. That means you’re not limited to one lender’s offering – you’re getting tailored solutions based on your specific goals and financial profile.
More importantly, independent brokers work for you, not the lender. That means honest advice, transparent comparisons, and strategic guidance to help you understand the full picture before making any commitments.
Benefits for first-time buyers:
✅ Whole-of-market access – helping you secure a competitive and flexible deal
✅ Tailored funding structures – based on your personal circumstances and future plans
✅ Stronger applications – your broker knows how to present your case to lenders
✅ Peace of mind – with expert support at every step
✅ Future-proofing – advice that helps set up your practice for long-term success
Why choose FTA Finance?
At FTA Finance, we specialise in supporting dentists and pharmacy professionals. We understand the nuances of the healthcare sector – including how lenders assess risk, what they look for in an application, and how to navigate regulatory considerations.
We truly are the Champions of the First Time Buyer working with hundreds of first-time buyers, helping them go from ambition to ownership with confidence and clarity.
Thinking about buying your first practice?
Let’s make sure you get it right from the start.
We are able to source a wide range of innovative and competitive Healthcare Finance packages specifically tailored to, and for, Healthcare Professionals such as:
Remember!
You are in a specialist market so use a specialist broker who understands your sector. With access to major banks and specialist niche healthcare lenders, we know the types of proposals that are synonymous with this sector.




