Revamping Your Dental Practice? Here’s How to Finance It Smartly

Upgrade your practice without compromising your cashflow

A modern, welcoming, and fully equipped dental practice doesn’t just look good — it plays a major role in patient experience, staff morale, and business growth. But refurbishing a practice, whether cosmetic or structural, can be expensive. And without a solid financing plan, costs can quickly spiral or eat into vital cash reserves.

Why refurbishment is more than just a facelift

Refurbishing your practice is an investment — in your brand, your patients, and your future. From updating waiting areas and surgery rooms to installing new digital equipment, every decision shapes how patients perceive your care and how efficiently your team operates.

But with projects often running into tens of thousands of pounds (or much more….), very few practices can fund upgrades outright. That’s where smart finance comes in.

What are your options for financing a refurbishment?

Depending on the scale of the work and your financial position, here are a few common options:

🔹 Unsecured Business Loans – Ideal for smaller refurbishments or cosmetic upgrades
🔹 Asset Finance – Used to purchase equipment such as chairs, imaging systems, or IT
🔹 Refinancing Existing Debt – Consolidating current borrowing to free up cash
🔹 Practice Development Loans – Specifically tailored for larger renovations or expansion
🔹 Cashflow Loans – Bridging finance to support your practice during the works

Why speak to FTA Finance first?

Before committing to any one option, it’s crucial to assess what’s most suitable for you. And that’s where FTA Finance offers a clear advantage.

As an independent commercial finance broker, we’re not tied to any lender — which means we can access the full market and secure competitive & flexible terms appropriate for your circumstances.

We’ll help you:

✅ Understand the true cost and potential return on your investment
✅ Identify the most tax-efficient and cashflow-friendly finance structure
✅ Present a strong application to lenders who understand healthcare
✅ Avoid restrictive lending terms or onerous security requirements
✅ Get the funds quickly so your refurbishment can stay on track

We’ve helped hundreds of dental professionals transform their practices with the right financial foundations in place — and we’d love to help you do the same.

Thinking of refurbishing your practice?
Speak to us today on  0330 088 1157 to explore your finance options and get tailored, independent advice that works for your business.