<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[FTA Finance]]></title><description><![CDATA[Tailored Financing for Your Practice]]></description><link>https://www.ftafinance.co.uk/articles</link><generator>RSS for Node</generator><lastBuildDate>Wed, 02 Sep 2026 16:59:34 GMT</lastBuildDate><atom:link href="https://www.ftafinance.co.uk/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Buying Your First Dental Practice? Don't Let Emotion Drive the Decision]]></title><description><![CDATA[The best purchases are made with your head as well as your heart Buying your first dental practice is an exciting milestone. After years of working as an associate, the opportunity to own your own practice represents independence, greater financial potential, and the chance to build something that reflects your own values and ambitions. It's also one of the biggest financial decisions you'll ever make. At FTA Finance, we often see first-time buyers become emotionally invested in a potential...]]></description><link>https://www.ftafinance.co.uk/post/buying-your-first-dental-practice-don-t-let-emotion-drive-the-decision</link><guid isPermaLink="false">6a4663d6950901ce7a6b0aaf</guid><category><![CDATA[Dental]]></category><pubDate>Wed, 02 Sep 2026 09:02:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_9d59954432494f2b8c45bd908c8f455d~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Is 2026 the year you buy your first pharmacy?]]></title><description><![CDATA[Why now could be the right moment to step into ownership.   If you’ve ever thought about owning a pharmacy, there’s never been a better time to turn ambition into action. The start of a new year brings renewed focus, and for many pharmacists, 2026 could be the year you make the leap into ownership. From greater professional independence to long-term financial security, owning your own pharmacy gives you the ability to shape your future and lead on your terms. And with more pharmacies becoming...]]></description><link>https://www.ftafinance.co.uk/post/is-2026-the-year-you-buy-your-first-pharmacy</link><guid isPermaLink="false">6a7b1a45feb46c4605349795</guid><category><![CDATA[Pharmacy]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Planning to Buy a Pharmacy in 2026? Here's How to Build Momentum Now.]]></title><description><![CDATA[With January nearly behind us, many pharmacists are still considering whether this is the right year to take that next step into pharmacy ownership. If you’re one of them, you’re not too late. But now is the moment to move from exploration to execution. At FTA Finance, we’ve seen a surge in interest from first-time buyers already this year. Lenders remain highly supportive of the Pharmacy sector, and a growing number of pharmacies are becoming available as existing owners look to sell in...]]></description><link>https://www.ftafinance.co.uk/post/planning-to-buy-a-pharmacy-in-2026-here-s-how-to-build-momentum-now</link><guid isPermaLink="false">6a7b1f60ecb2cb929ff9e393</guid><category><![CDATA[Pharmacy]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[What Interest Rate Cuts Mean for Dental Practice Buyers in 2025]]></title><description><![CDATA[Why now could be the window of opportunity you’ve been waiting for After several years of rising rates and financial caution, 2025 has brought some long-awaited news: interest rates are beginning to fall. So what does this mean if you’re thinking about buying a dental practice this year? Lower cost of borrowing A reduction in the Bank of England base rate means many lenders are offering more competitive terms on commercial loans. That could mean lower monthly repayments or the ability to...]]></description><link>https://www.ftafinance.co.uk/post/what-interest-rate-cuts-mean-for-dental-practice-buyers-in-2025</link><guid isPermaLink="false">6a7b2457a52c70f4b3536d75</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Professional Indemnity/Practice Insurance]]></title><description><![CDATA[In the past many dental professionals have opted to take indemnity cover with discretionary indemnity providers such as the DDU, Dental Protection and MDDUS which provide occurrence based indemnity rather than the traditional insurance markets which provide cover on a claims made basis. The reason for dental professionals opting for the occurrence based indemnity is that as long as they had cover in place at the time when the treatment was provided then cover will always apply, irrespective...]]></description><link>https://www.ftafinance.co.uk/post/professional-indemnity-practice-insurance</link><guid isPermaLink="false">6a7b23b86451349f6d93ba0d</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Thinking About Ownership? Why 2026 Could Be the Year You Buy Your First Dental Practice]]></title><description><![CDATA[For many, owning their own practice is the natural next step in their professional journey. More independence, better long-term financial rewards and ultimately in control of their own destiny. If you’ve been thinking about practice ownership, 2026 could be the year to take action. Market conditions are shifting, opportunities are opening up, and with the right guidance, buying your first practice may be more achievable and affordable than you think. At FTA Finance, we work with dentists...]]></description><link>https://www.ftafinance.co.uk/post/thinking-about-ownership-why-2026-could-be-the-year-you-buy-your-first-dental-practice</link><guid isPermaLink="false">6a7b1c20a52c70f4b3535800</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Are the banks lending to the Dentistry sector?]]></title><description><![CDATA[Potential purchasers, both first time buyers and existing practice owners, often ask if there’s any truth in the rumours about the difficulties in obtaining funding for a private practice purchase. Without doubt, it’s not as easy nowadays as it used to be to secure funding, but contrary to popular belief, the banks are actively lending to the dental profession and are just as happy lending on private practice purchases as they would be on NHS and Mixed Practices. And the figures speak for...]]></description><link>https://www.ftafinance.co.uk/post/are-the-banks-lending-to-the-dentistry-sector</link><guid isPermaLink="false">6a7b1b7fbb2b410376bc4693</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Still Thinking About Buying a Dental Practice in 2026? Here's What to Focus on Next]]></title><description><![CDATA[As January draws to a close, many dentists are still weighing up whether 2026 is the right year to become a practice owner. If that sounds like you, here’s some good news: it’s not too late to get started, but now’s the time to move from thinking to planning. At FTA Finance, we’ve already seen a spike in enquiries from first-time buyers this month. Lenders are keen to support dentists, and more practices are hitting the market as owners prepare for exit. If ownership is part of your 2026...]]></description><link>https://www.ftafinance.co.uk/post/still-thinking-about-buying-a-dental-practice-in-2026-here-s-what-to-focus-on-next</link><guid isPermaLink="false">6a7b21f96451349f6d93b5ba</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Revamping Your Pharmacy? Here’s How to Finance It Smartly]]></title><description><![CDATA[Upgrade your premises without compromising your cashflow A clean, modern, and fully equipped pharmacy does far more than create a good first impression – it plays a major role in patient confidence, staff morale, and business performance. But refurbishing a pharmacy, whether it’s a full redesign or a simple refresh, can be costly. Without a clear financing strategy, expenses can quickly spiral or drain essential cash reserves. Why a refurbishment is more than just a facelift Upgrading your...]]></description><link>https://www.ftafinance.co.uk/post/revamping-your-pharmacy-here-s-how-to-finance-it-smartly</link><guid isPermaLink="false">6a7b23fabb2b410376bc5dbb</guid><category><![CDATA[Pharmacy]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Looking to buy a practice? An Associates guide – 2015 style]]></title><description><![CDATA[The majority of the Associates that we speak with aspire to ultimately become practice owners – possibly as a result of logical career progression or increasingly nowadays to protect their own position. With most Associates being self-employed they have very little protection under employment law, they see their income share reducing year on year and ultimately could be asked to leave if the practice is sold and/or their principal decides to change their terms. To own your own practice is the...]]></description><link>https://www.ftafinance.co.uk/post/looking-to-buy-a-practice-an-associates-guide-2015-style</link><guid isPermaLink="false">6a7b2370ecb2cb929ff9ed70</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:36 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Loans – Can dentists access temporary loans to keep them going until the crisis passes?]]></title><description><![CDATA[The UK banking network has been given an active edict from the Government to assist their business clients during this unprecedented period. To help protect small business customers from the impacts of Covid-19 the main high street banks have set aside specific funding packages to help minimise disruption to business operations over the coming weeks and months. The support package will vary from bank to bank and has been designed to help clients access additional finance and manage the impact...]]></description><link>https://www.ftafinance.co.uk/post/loans-can-dentists-access-temporary-loans-to-keep-them-going-until-the-crisis-passes</link><guid isPermaLink="false">6a7b25cb447e26f6d0059abd</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Why First-Time Buyers Need Independent Financial Advice from Day One]]></title><description><![CDATA[Set yourself up for success with expert commercial finance guidance Buying a dental or pharmacy business for the first time is an exciting step – but it’s also one of the biggest financial commitments you’ll ever make. And just as clinical success relies on precision and planning, your business journey also needs a solid financial foundation. That’s why getting the right advice from the very beginning isn’t just helpful – it’s crucial. Why early financial advice matters Most first-time buyers...]]></description><link>https://www.ftafinance.co.uk/post/why-first-time-buyers-need-independent-financial-advice-from-day-one</link><guid isPermaLink="false">6a7b25036451349f6d93bdb4</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Is it time to give your finances a Health Check?]]></title><description><![CDATA[Here’s a quick guide for undertaking a simple and achievable review, irrespective of your income or outgoings, which should improve your overall financial health and help you make more prudent financial decisions in the longer term. Reviewing your savings and investments The ideal starting point to review your financial position is to complete a simple summary sheet detailing your assets and liabilities, income and expenditure. It is amazing how many people do not do this! You should also...]]></description><link>https://www.ftafinance.co.uk/post/is-it-time-to-give-your-finances-a-health-check</link><guid isPermaLink="false">6a7b259e447e26f6d0059a32</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Reflecting on 2024 and Looking Ahead to 2025]]></title><description><![CDATA[As we approach the festive season, it’s a perfect time to reflect on the year gone by and look forward to what’s ahead. 2024 marked a significant milestone for FTA Finance, as we celebrated our 20th anniversary. Over the past two decades, we’ve proudly supported nearly 3,000 clients in achieving their dreams of business ownership. This year has been particularly busy for our team, with 256 funding proposals submitted to our panel of lenders. We’re thrilled to report that 96% of these were...]]></description><link>https://www.ftafinance.co.uk/post/reflecting-on-2024-and-looking-ahead-to-2025</link><guid isPermaLink="false">6a7b287af53a5f7f65d4d28e</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Which are the best banks to approach for a loan to buy a dental practice?]]></title><description><![CDATA[If you’re looking to purchase a dental practice, then ensuring you’ve got the right funding in place is essential. David Brewer explains who the best banks are to approach for practice funding….]]></description><link>https://www.ftafinance.co.uk/post/which-are-the-best-banks-to-approach-for-a-loan-to-buy-a-dental-practice</link><guid isPermaLink="false">6a7b268e2a9b322b8de72fd5</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Practice Makes Perfect – bespoke support to the dental sector]]></title><description><![CDATA[A strong mix of healthcare specialism and a flexible approach to funding, has allowed FTA Finance Ltd to broker a deal that gives their client the freedom to take ownership of their practice and control their repayments. Read more]]></description><link>https://www.ftafinance.co.uk/post/practice-makes-perfect-bespoke-support-to-the-dental-sector</link><guid isPermaLink="false">6a7b284c60971ea08f8d8988</guid><category><![CDATA[Dental]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Cyber Attacks – no longer the threat of tomorrow!]]></title><description><![CDATA[For the last 18 months’ we’ve seen numerous articles about the threat of cyber-attacks to the healthcare industry.  This is indeed one of the most targeted sectors in the UK and the risk to your dental practice is significant. This has further been highlighted by the events of the last few days where the NHS has suffered its biggest attack of this kind. What is the risk to you?No business is completely safe from the threat of cybercrime, no matter how many firewalls you have or virus...]]></description><link>https://www.ftafinance.co.uk/post/cyber-attacks-no-longer-the-threat-of-tomorrow</link><guid isPermaLink="false">6a7b281cf53a5f7f65d4d1b0</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[How much will the banks lend for a pharmacy business purchase?]]></title><description><![CDATA[James Yates from FTA Finance shares his thoughts on how much the banks will lend for a pharmacy business purchase.]]></description><link>https://www.ftafinance.co.uk/post/how-much-will-the-banks-lend-for-a-pharmacy-business-purchase</link><guid isPermaLink="false">6a7b265ffeb46c460534b876</guid><category><![CDATA[Pharmacy]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Behind the Purchase!]]></title><description><![CDATA[We occasionally have clients approach us for help to secure funding having been let down by their own bank. A recent example of this is a dentist who owned a 50% share in a dental practice and was seeking funding so he could buy out his business partner and take over full ownership of the practice. In the first instance he approached his own bank but the request was declined with little or no explanation citing the request fell outside lending criteria. The client then came to us for help and...]]></description><link>https://www.ftafinance.co.uk/post/behind-the-purchase</link><guid isPermaLink="false">6a7b26bd60971ea08f8d85c0</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item><item><title><![CDATA[Catch up a recent webinar with David Brewer!]]></title><description><![CDATA[In this webinar David Brewer, Managing Director of FTA Finance and industry expert on arranging finance for a dental practice purchase, covers everything you need to know to confidently step into the world of dental practice ownership and provides you with essential insights and practical advice. What You’ll Learn:• Understanding the Market: Gain a clear overview of the current dental market.• Getting Started: Key points to consider to ensure you are in the strongest position to proceed with...]]></description><link>https://www.ftafinance.co.uk/post/catch-up-a-recent-webinar-with-david-brewer</link><guid isPermaLink="false">6a7b27eced11f3958cc3f815</guid><category><![CDATA[General]]></category><pubDate>Tue, 01 Sep 2026 10:44:01 GMT</pubDate><dc:creator>oliveracton</dc:creator></item></channel></rss>